Phantom Thieves of Hearts Decal is a free Persona 5 Rocket League reward that requires three MVP honors in online matches while the Joker Topper is equipped. The equipped-topper condition is the part most likely to waste progress, because MVPs earned before you put the Joker item on the car do not satisfy the full challenge.
That makes Phantom Thieves of Hearts Decal a two-stage unlock rather than a challenge you should attack immediately. First earn the Joker Topper by reaching 1,996 total points in online matches. Then equip the topper in your Garage, return to eligible online play and start chasing the three MVPs.
Phantom Thieves of Hearts Decal: Exact Unlock Requirement

Image credit: Psyonix / Epic Games
To get Phantom Thieves of Hearts Decal, earn three MVP honors in online matches with the Joker Topper equipped. The Persona 5 event runs until October 12, so there is enough time to unlock Joker first and then play normally for strong match finishes instead of forcing reckless scoring attempts.
- Earn 1,996 total online-match points to unlock the Joker Topper.
- Claim the Joker Topper from the Persona 5 challenge panel.
- Equip Joker on the preset you will use online.
- Earn MVP in three eligible online matches.
- Claim the Universal Decal after the third valid MVP registers.
Why Phantom Thieves of Hearts Decal Progress Is Not Counting
If Phantom Thieves of Hearts Decal is stuck at zero, check your topper before anything else. Owning Joker is not enough. The challenge requires the Joker Topper to be equipped while you earn MVP. Switching to another preset without it can silently turn a great match into no progress for this objective.
Also make sure the game actually names you MVP on the final results screen. Leading your team in one statistic does not automatically mean the match awards the MVP label. Complete the full match, wait for the podium/results flow and then check the Persona challenge counter.
Fastest Way to Earn MVP for Phantom Thieves of Hearts Decal
The safest route to the decal is to play the playlist where you consistently influence the whole match. Goals help, but assists, saves and efficient team play can matter to your final score as well. Chasing every ball can actually lower your chance of MVP if double commits create goals against your team or force weak touches.
Use a preset that clearly shows the Joker Topper so there is no doubt it is active. If you change cars between matches, verify the topper again. Once you have two valid MVPs, there is no special final-match condition beyond earning one more with Joker still equipped.
Do You Need the Mona Car for Phantom Thieves of Hearts Decal?
No. Phantom Thieves of Hearts Decal belongs to the free Persona 5 challenge track. The Mona Car Bundle is a separate Item Shop purchase and is not required for the MVP challenge.
You can also use any suitable car preset for the MVP grind as long as the Joker Topper can be equipped and the match is eligible. The reward itself is a Universal Decal, so it is not locked to Octane in the way the separate Persona 5 Royal Octane Decal is.
When Does Phantom Thieves of Hearts Decal Leave?
Phantom Thieves of Hearts Decal is available during the Persona 5 crossover through October 12. Unlock Joker Topper early so you have several sessions to collect MVPs rather than discovering the dependency on the final day.
Psyonix confirms Phantom Thieves of Hearts Decal as a free challenge reward in the official Season 24 event announcement. The live challenge condition adds the Joker-equipped MVP requirement, which is now reflected in our main Persona 5 Event Guide as well.
